Loans up to $5,000 are available for emergency repairs whenever a threat to life or safety exists. They are available on a first-come first-served basis.
Loans of 1 to 5 years are available at 3% interest. For those whose household income is below 50% of the median, deferment is granted on an annual basis. Maximum monthly payment is $54.
Please call the Hammond Redevelopment Department at 853-6371 for loan availability.
The Emergency Shelter Grants program provides homeless persons with basic shelter and essential supportive services. It can assist with the operational costs of the shelter facility. ESG also provides short-term homeless prevention assistance to persons at imminent risk of losing their own housing due to eviction, foreclosure, or utility shutoffs.
Non profit agencies and organizations, which actually run the homeless assistance projects, apply for ESG funds to the City of Hammond, and not directly to HUD. Feel free to view all CPD formula grants, including the ESG grant, or contact your local field office for further assistance.
ESG funds are available for the rehabilitation or remodeling of a building used as a new shelter, operations and maintenance of the facility, essential supportive services (i.e., case management, physical and mental health treatment, substance abuse counseling, childcare, etc.), homeless prevention, and grant administration.
Grantees, except for state governments, must match ESG grant funds dollar for dollar with their own locally generated amounts. These local amounts can come from the grantee or recipient agency or organization; other federal, state and local grants; and from "in-kind" contributions such as the value of a donated building, supplies and equipment, new staff services, and volunteer time.
The City of Hammond currently funds the following homeless shelters in Hammond: Capes House, Warming Shelter, Claude Shelter and Haven House.
This organization serves low income and elderly residents throughout Hammond with the following programs:
- Weatherization Program -Home insulation, storm windows, doors, and caulking are available to homeowners and renters.
- Handyman/Chore Person Program -A wide variety of services available, such as lawn mowing, leaf-raking, window washing, snow shoveling, and the installation of locks, fire extinguishers and smoke detectors.
Please call 932-4800 for information.
Applicants may receive up to $2,500.00 to assist with their down payment, on an existing new home, $3,500.00 for Hammond Police, Fire, or Educational professionals, and $5,000.00 on new construction. You must be a first time homebuyer or have not owned a home in the past 12 months. There are income restrictions. The house you are purchasing must be your principal residence.
Please call the Hammond Redevelopment Department at 853-6371 for more information or to see if you will qualify.
Project Pride is a program designed to instill a sense of Community Pride, halt deterioration, protect property values and improve the quality of life for the citizens of Hammond. One element in this program is a citywide paint program. The guidelines for this program are established as follows:
- The Department of Planning and Development, City of Hammond, will provide a grant to purchase paint and painting material to cover the exterior surfaces of participants’ homes and garages. The application of the paint is the sole responsibility of the homeowner.
- Funding for this program will come from the Community Development Block Grant program. To qualify, the home must be owner occupied and the homeowner must meet the lower income requirements as established by the Department of Housing and Urban Development. Verification of income and home ownership will be made by the Department of Planning and Development. Participants within the last five years are not eligible.
- To insure compliance with the guidelines, a contract must be signed by the homeowner. The contract will cover the obligations of the homeowner and the Department. The Department will then estimate the amount of paint and material needed to cover the exterior of the home. If applicable, to comply with Federal regulations, an inspection will be made to determine the possible presence of Lead Based Paint.
- In the Spring, a voucher will be issued to the homeowner for the amount of the estimate. The voucher is then presented to a participating paint dealer to receive the paint and material. The amount of the paint and the material, which we will pay for, will be printed on the voucher. Any other purchases will be the responsibility of the homeowner. All supplies are to be picked up at one time and the voucher surrendered to the paint dealer. Any alteration of the voucher will render it invalid.
- The progress of the homeowner in carrying out the terms of the contract will be monitored. Upon completion of the painting, a closeout inspection will be made. If the painting is not completed, the Department may require the reimbursement of the money spent on the paint and material.
For more information contact Owana Miller at (219) 853-6371 ext. 323
United Neighborhoods, Inc., (UNI) is a not-for-profit Community Development Corporation and a Community Housing Development Organization (CHDO) in the City of Hammond. The designation of CHDO makes the CDC eligible to receive funding and perform a variety of housing developments, such as purchasing distress properties; rehabilitating them and putting them back on the market.
UNI’s mission is to improve the housing conditions throughout the city and reduce the number of substandard homes. They encourage neighborhood involvement and welcome the opportunity to assist them in finding solutions to prevent potential decay of their neighborhoods.
One of their goals is to provide the residents with the tools to obtain the American Dream of home ownership. Homebuyer Education workshops for 1st time homebuyers are conducted monthly, and a down payment assistant program is being developed. And for senior citizens, reverse mortgage workshops are held.
The City of Hammond is the recipient of the Indiana Housing Financial Authority/Improving Neighborhoods Through Revitalization (IHFA/INTR) Award.
The Sohl Neighborhood has been selected to benefit from this prestigious award. 15 newly constructed homes, rehabilitation of existing homes, new infrastructure, trees, signage, neighborhood covenants developed and much, much more will be part of this massive undertaking, and UNI will proudly manage this awesome initiative.
For more information on programs and housing concerns call 219-937-0200 or fax 219-937-8670.