Homeowners are encouraged to use licensed and insured contractors for all repairs to help ensure work is completed safely, properly, and in accordance with local building codes. Hiring a licensed contractor also provides important protection against fraud, poor workmanship, and individuals who may take advantage of residents following a disaster.

The City of Hammond Homeowner Emergency Repair Program provides financial assistance to eligible homeowners for urgent repairs that pose a threat to the health and safety of a home’s occupants. Qualified homeowners may receive up to $5,000 in deferred loan assistance for eligible emergency repairs.